Best Travel & Health Insurance Plans for Work Visa Holders (Compare by Country)

Here we will present you with real opportunities to work or study abroad.

Whether your interest in moving abroad is for a short-term contract or settling into a new life with a sponsored work visa, having the right travel and health insurance is not optional—it’s essential. In most countries, insurance is a visa requirement, and in others, it’s your safety net for everything from medical emergencies to delayed flights.

We will compare the best travel and health insurance plans for work visa holders, organized by popular destination countries in 2025.

🧳 Why Work Visa Insurance Matters

• ✅ Required by Embassies for visa issuance
• ✅ Protects against illness/injury abroad
• ✅ Helps you access quality healthcare legally
• ✅ Covers emergency evacuation, hospitalization, or repatriation
• ✅ Some countries require coverage for dependents too

🌍 Country-by-Country Insurance Comparison (2025)

Here’s a breakdown of the best insurance options for foreign workers, including costs, benefits, and embassy acceptance status.

🇨🇦 Canada

Note: Most employers require proof of private insurance until you’re enrolled in provincial healthcare.

🇬🇧 United Kingdom

💡 The UK charges you upfront via the IHS, but private add-ons are useful for faster service.

🇺🇸 United States

🧠 The U.S. has no universal healthcare. You must have health insurance as a foreign worker.

🇦🇺 Australia

Australia requires Overseas Workers Health Cover (OWHC) for visa issuance.

🇩🇪 Germany

Germany requires Schengen-compliant insurance for Blue Card, Job Seeker, and Work Visa holders.

🇫🇷 France

Most workers begin with private insurance before transitioning to public coverage.

🛡️ What Should Your Insurance Cover?

Before applying for a work visa, ensure your insurance policy includes:

• ✅ Hospitalization and emergency surgery
• ✅ Doctor consultations
• ✅ Medical evacuation and repatriation
• ✅ COVID-19 treatment (still required in some countries)
• ✅ Minimum €30,000 or equivalent coverage (for Schengen)
• ✅ Proof of insurance letter (PDF or certificate)

✈️ Trusted Insurance Providers (Embassy-Approved)

💰 Compare Costs by Country — Interactive Widget

Use this interactive calculator to estimate your insurance cost by country and visa type.

👉 [Insert Calculator Widget Here]

📥 Free Download: Work Visa Insurance Checklist (PDF)

Stay on track with this downloadable checklist:

• What documents to submit
• Embassy-compliant providers
• Minimum coverage rules
• Questions to ask your insurer

👉 Download the Insurance Checklist

✅ Final Thoughts

Securing a work visa is a big win—but without proper insurance, you’re putting your visa, your job, and your health at risk. In 2025, insurance is no longer just a travel add-on—it’s a legal and financial necessity.

Be smart. Choose a plan that meets your destination’s requirements and offers real coverage when it matters most.

Things you can find here: Unskilled Visa Sponsorship Jobs in Europe and Middle East: Apply in 2025, Maid & Caregiver Jobs in Canada with Sponsorship Visa, Jobs in Estonia with Visa Sponsorship for Skilled and Unskilled Immigrants, How to Secure a Sponsorship Job Offer from Abroad – Complete Guide, Denmark’s Skilled Work Visa for Global Talent: Opportunities for Africans and Asians.

Pro Tip: For the best visa sponsorship jobs and insurance options for immigrants, explore our Visa Sponsorship section and Insurance category.

Written by our team of international travel and visa experts based in Canada. Read more helpful guides like this here.