Best Travel Insurance Plans for Schengen, UK, and Canada Visas (2025 Comparison)

When applying for a visa to Europe, the UK, or Canada in 2025, one essential requirement many travelers and migrants face is valid travel insurance. Without it, your visa application can be rejected — even if you meet every other requirement.

But not all insurance plans are accepted by embassies. In this guide, we compare the best visa insurance options for Schengen countries, the United Kingdom, and Canada based on embassy requirements, cost, and coverage benefits.

🌍 Why Travel Insurance Is Mandatory for Visas

Many consulates require travelers and migrants to show:

• Proof of emergency medical coverage
• Repatriation and hospitalization costs
• Coverage that spans the entire duration of your trip or stay
• A minimum coverage amount (e.g. €30,000 for Schengen, $100,000 for Canada)

So choosing the right insurance plan isn’t just smart — it’s necessary for your visa to be approved.

✅ What a Valid Travel Insurance Plan Should Cover

🇪🇺 Best Insurance Plans for Schengen Visa (2025)

1. AXA Schengen Insurance

• Coverage: Up to €100,000
• Accepted by all Schengen embassies
• Instant visa certificate
• Price: From €20 for 7 days
• Website

2. Europe Assistance

• Coverage: €30,000 – €100,000
• Meets all EU visa criteria
• Easy claim process
• Price: From €18/week
• Website

3. CareMed Travel Insurance

• Coverage: Up to €1 million
• Flexible terms (days to months)
• Embassy-compliant certificate
• Price: From €25/week
• Website

🇬🇧 Best Insurance Plans for UK Visitor Visa (2025)

UK immigration doesn’t mandate travel insurance for visitor visas, but it’s strongly recommended, especially for hospital and travel delays.

1. VisitorsCoverage (UK Plan)

• Coverage: Up to $100,000
• Includes delays, cancellations, medical
• Accepted by UKVI for documentation
• Price: $30 – $60/week
• Website

2. Allianz Travel Basic (UK Ready)

• Coverage: Up to £2 million
• Emergency + medical + baggage
• UK embassies accept policy proof
• Price: From £40/week
• Website

3. Aviva Travel Insurance

• Coverage: Flexible, UK & Europe-wide
• Optional COVID-19 protection
• Covers NHS surcharges during stay
• Price: From £35/week
• Website

🇨🇦 Best Insurance Plans for Canada Visitor or Super Visa (2025)

Canada is strict about travel insurance — especially for Super Visa applicants.

1. Manulife Financial (Super Visa Insurance)

• Coverage: $100,000 – $1 million
• Required for Super Visa
• 12-month plans available
• Price: From $850/year
• Website

2. Sun Life Travel Insurance

• Coverage: $100,000+ for medical care
• Short-term and long-term options
• Accepted by IRCC
• Price: $40 – $60/month
• Website

3. TuGo Travel Insurance

• Coverage: $100,000 – $300,000
• Customizable for family/seniors
• Super Visa-ready certificate
• Price: $850 – $1,200/year
• Website

📊 Quick Comparison Chart (2025)

🧠 Tips for Choosing the Right Insurance Plan

• Always confirm coverage duration matches your visa stay
• Look for a downloadable visa letter or certificate
• Choose a plan with repatriation included
• For long stays (Canada/UK), get multi-month or annual coverage
• If you’re over 55, check for senior traveler rates or medical restrictions

📝 FAQs

Q: Can I buy the cheapest insurance and still get approved?
👉 Only if it meets the minimum embassy requirements. Some low-cost plans don’t include hospitalization or evacuation.

Q: What happens if my policy is shorter than my visa?
👉 Your visa may be approved only for the insurance length — or worse, it may be denied.

Q: Do I need to buy insurance again if I extend my visa abroad?
👉 Yes. Most consulates and immigration offices require updated proof.

📌 Final Thoughts

Travel insurance is more than just a checkbox on your visa application. It’s your personal safety net — and in 2025, with stricter visa screening, it’s not optional for most destinations.

Do you need good news? There are affordable, embassy-approved plans designed just for travelers and migrants like you. Choose wisely, match it to your visa length, and submit your policy certificate confidently.

🔗 Trusted Resources

• AXA Schengen
• VisitorsCoverage
• Manulife Super Visa Insurance
• Allianz Travel UK
• TUGO for Canada

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Pro Tip: For the best visa sponsorship jobs and insurance options for immigrants, explore our Visa Sponsorship section and Insurance category.

Written by our team of international travel and visa experts based in Canada. Read more helpful guides like this here.